Mid-Market Debt Advisory
Advising UK founders, investors and management teams on the structuring and raising of £5m–£30m debt facilities for acquisitions, investment property and growth.
We advise on debt financing across a range of mid-market transactions, including:• Corporate acquisition and buyout financing
• Growth capital for expanding businesses
• Recapitalisations and refinancing
• Investment property acquisitions
• Portfolio and asset refinancing for property investorsEach transaction begins with careful structuring to ensure the financing supports both the strategic objectives of the borrower and the long-term sustainability of the capital structure.
We work with a broad network of UK mid-market lenders, including:• Challenger banks and senior cashflow lenders
• Private credit and unitranche providers
• Asset-based lenders and specialist credit funds
• Real estate investment lenders and portfolio finance providers
• Mezzanine and junior capital investorsThis allows us to design flexible financing solutions tailored to each transaction.
We typically work with:• Founder-led businesses pursuing acquisitions or refinancing
• Private equity backed portfolio companies
• Independent sponsors executing buy-and-build strategies
• Commercial property investors acquiring or refinancing assetsMost transactions involve £5m–£30m of debt capital.
1. Initial Consultation
A confidential discussion to understand the funding requirement, timeline, and commercial context. No obligation. No cost.2. Structuring & Strategy
The requirement is analysed and a funding strategy is developed — identifying the most appropriate lender types, structures, and terms for the transaction.3. Information Memorandum
A comprehensive information memorandum is prepared, presenting the opportunity to lenders. Professionally structured to institutional standards.4. Lender Approach
The transaction is presented to selected lenders from the panel. Appetite is assessed, indicative terms are gathered, and a shortlist of viable options is developed.5. Term Sheet & Negotiation
Competing term sheets are compared and negotiated. Independent advice is provided on pricing, covenants, security, and structure to ensure the best outcome for the borrower.6. Completion
The advisory team supports the transaction through to drawdown - coordinating with legal counsel, valuers, and other professional parties as required.
We specialise in mid-market debt structuring for acquisitions, investment property and growth capital, working closely with management teams, investors and their advisors to deliver financing that supports successful transactions.